5 edition of The nature and determinants of rural loan repayment performance in Nigeria found in the catalog.
The nature and determinants of rural loan repayment performance in Nigeria
by Nigerian Institute of Social and Economic Research (NISER)
Written in English
|The Physical Object|
|Number of Pages||57|
Knowledge on determinants of loan repayment is undoubtedly important for the lender. Empirical studies in this connection are however limited in Ethiopia, though recently researchers are showing interest on such studies. As regards the determinants of loan repayment, Mengistu B. () conducted a study on the MarketFile Size: KB. Determinants of Repayment Performance in Microcredit Programs: A Review of Literature.
The loan repayment performances of smallholder farmers were examined along with their determinants using data from selected cooperative members in Yewa area of Ogun State, Nigeria. A multistage random sampling Data were analyzed using descriptive statistics, correlation, and multivariate regression analytical techniques. government through extending rural financial institutions, because of social, economic and institutional factors, a number of farmers turned out to be defaulters. When such difficulty arises, the lending institution faces a problem. This study focused on the analysis of determinants of loan repayment performance of smallholder farmers in KaluFile Size: KB.
Abstract This paper provides empirical analysis of microcredit repayment in Southwestern Nigeria. Multistage stratified random sampling procedure was used to collect data from members of microfinance institutions (MFIs) in the study area. Linear multiple regression was used to determine the variables that affected microcredit repayment. The mean weekly contribution of the members of. The study identified factors affecting loan utilization and repayment patterns by small holder farmers of the Nigerian Agricultural Co-operative and Rural Development Bank (NACRDB) Osogbo branch in Osun State. Two Local Government Areas with large number of loan beneficiaries from to in NACRDB were purposively sampled. beneficiaries were selected and data were obtained using a Author: A.E Adekoya, B Aderibigbe.
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Determinants of loan size and repayment performance of small oil producers in Nigeria: The case study of Abia State Ibeleme, Sylvester N.O1, Godwin Chigozie Okpara2*, and Odionye, Joseph Chukwudi3 1Department of Agricultural Economics, Michael Okpara University of Agriculture, Umudike, Abia State, Nigeria.
determinants of repayment performance of borrowers. Scheduled repayment was analysed with loan size instrumented by a tobit model.
Results show that, among the borrowers, farmers have a statistically significant higher repayment performance than non-farmers.
Repayment in group schemes seems to be positively affected by educational level and by loans to farmers, and negatively by the loan amount, while repayment File Size: KB.
This study examined the determinants of loan repayment among microcredit finance group members in Delta State, Nigeria. To capture the determinants of loan repayment in the study area, a total of 48 microcredit groups and microcredit group members were randomly selected through a multi-stage random sampling technique.
The study data was collected by by: 4. Further analysis revealed high repayment rate of 97% and 91% by large scale cassava farmer loan beneficiaries in BOA and UB. Major constraints limiting loan administration by bank officials were: non-repayment of loan by beneficiaries (%), and delay in repayment of loan (%) among others, identified by the banks Size: KB.
finance groups should carefully examine the significant determinants of loan repayment for the approach’s viability and sustainability and for optimum repayment performance. Keywords: Determinants, Loan repayment, Microcredit, Groups, Members, Delta state Background Microcredit is an important interventionist strategy in this decade of global Cited by: 4.
Repayment Performance of Rural Farmers Loan Beneficiaries of Microfinance Banks in Kogi State, Nigeria. International Journal of Farming and Allied Sciences, 2(5), Acquah, H. D., & Addo, J. Determinants of Loan Repayment Performance of Fishermen: Empirical Evidence from Ghana. Cercetări Agronomice în Moldova, 44(4), Author: A.
Adeyonu. In fact, determinants of loan repayment performance have been variously defined and empirically identified in the literature: determinants considered in empirical studies usually include gender, age, experience the borrower has had in the same sector, education, income, business sector, formality of the borrower’s business, social ties of the borrower, group homogeneity, payback period, type of loan (cash Cited by: 3.
The determinant factor s to rice farmers’ loan repayment ability were household size, extension services, membership of or ganization, far ming experie nce educational level a nd off farm income.
influencing loan repayment performance of MFIs. However, the remaining four explanatory variables namely, gender, age, interest rate and methodology had no significant effect on the loan repayment performance. Roslan and Mohd () undertook a study on the determinants of loan repayment among microcredit borrowers.
to loan repayment. Age, interest rate and change in gender had an inverse relationship to loan repayment. Keywords: Small Scale Enterprises (SSEs), Loan repayment, Non-performing loans, Kariobangi division INTRODUCTION Loan is defined as a type of debt, and like all debt instruments, a loan entails the redistribution.
Factors influencing loan repayment performance among group borrowers in Bungoma West District, Bungoma County. 1Sungwacha Stephen M., 2Brian Singoro Wanyama, 3Kirathi Mirriam, 1Department of Human Resource Management, Jomo Kenyatta University of Science And Technology, tackle the loan repayment challenges is to investigate the factors which affect the loan repayment.
This study is driven by these quests. Objectives of the Study The main objective of this study is to ascertain the determinants of credit repayment among cooperative farmers in Awka north L.G.A of Anambra state, Nigeria.
Smaller loan sizes are found to perform better than larger loans. An important contribution of the article is analysing the impact of group homogeneity on repayment performance. Conclusion The study analyzed the loan repayment performance of smallholder farmers in a rural community in Ogun State, south-west of Nigeria with a.
The main objective of the research was to identify the determinant of loan repayment by borrowers in micro financial institutions in Nakuru County. Specific objectives were to determine the significance of level of education, level of income and age of borrowers as a determinant of loan repayment in Micro Financial Institutions in Nakuru : Wafula Nathan Wamalwa.
Okorie () examined the major determinants of agricultural smallholder loan repayment in Ondo State, Nigeria. Results identified the nature and timeliness of loan disbursement, the number of supervisory visits by credit officers, profitability of the enterprise on which the loan File Size: KB.
THE NATURE AND DETERMINANTS OF RURAL LOAN REPAYMENT PERFORMANCE IN NIGERIA. THE MENANCE OF HUMAN TRAFFICKING IN NIGERIA: SOCIO-ECONOMIC CONTEXT. SOCIAL – ECONOMIC EMPOWERMENT AND LABOUR – MANAGEMENT CONFLICT.
THE POLITICS OF MARGINALISATION IN NIGERIA. (). Determinants of Loan Repayment among Smallholder Farmers in Ogbomoso Agricultural Zone of Oyo State, Nigeria. Journal of Social Sciences: Vol.
17, No. 1, pp. Cited by: Determinants of Repayment of Loan Beneficiaries of Micro Finance Institutions in Southeast States of Nigeria. The study investigated the loan repayment, its determinants and socio-economic characteristics of microfinance loan beneficiaries in the Southeast states of Nigeria.
It was carried out in three states of the five southeast by: Economic determinants of loan repayment to large and Credit is a crucial factor in the development of the rural sector.
One of the major inputs identified over the years in farmer- beneficiaries of BOA loans in Anambra State, Nigeria. The specific objectives were to determine the socio.
The nature and determinants of rural loan repayment performance in Nigeria: The case of FADU’s micro-credit programme. NISER monograph series NO 3, (NISER), Ibadan.
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